Smith Mountain Lake Waterfront

Luxury Smith Mountain Lake Waterfront Homes for Sale

The Realty Group has guided buyers across Central Virginia since 2005, with deep roots at Smith Mountain Lake. Below you will find current MLS waterfront listings on the lake, updated directly from the regional multiple listing service. Each property sits on the water, so you can compare docks, coves, and main channel locations in one place.

View 48 Waterfront Listings Talk to a Lake Specialist

Premier Waterfront, $2 Million and Above

2 homes on the water

$2,300,000

311 Anthony Home Road

Huddleston, VA, 24104

4 bd 4 ba 2,675 sqft 2.25 ac

Single Family Residence

$2,200,000

16358 Moneta Road

Moneta, VA, 24121

5 bd 4 ba 3,405 sqft 1.58 ac

Single Family Residence

Luxury Waterfront, $1 Million to $2 Million

9 homes on the water

$1,975,000

311 Morningwood Lane

Wirtz, VA, 24184

5 bd 5 ba 4,973 sqft 0.86 ac

Single Family Residence

$1,775,000

174 Virginia Key Trail

Union Hall, VA, 24176

4 bd 5 ba 5,240 sqft 0.81 ac

Single Family Residence

$1,770,000

639 Compass Cove Circle

Moneta, VA, 24121

5 bd 4 ba 3,922 sqft 1.21 ac

Single Family Residence

$1,595,000

172 Lakewatch Circle

Moneta, VA, 24121

4 bd 5 ba 4,400 sqft 0.71 ac

Single Family Residence

$1,495,000

1193 Rebel Lane

Goodview, VA, 24095

3 bd 4 ba 3,594 sqft 0.64 ac

Single Family Residence

$1,409,000

1009 Guardian Circle

Huddleston, VA, 24104

4 bd 4 ba 2,840 sqft 1.64 ac

Single Family Residence

$1,367,500

1429 Longview Estates Drive

Goodview, VA, 24095

5 bd 4 ba 3,780 sqft 0.93 ac

Single Family Residence

$1,100,000

14431 Wyatts Way

Huddleston, VA, 24104

4 bd 3 ba 3,915 sqft 10 ac

Single Family Residence

$1,100,000

194 Kings Way

Wirtz, VA, 24184

4 bd 3 ba 3,022 sqft 0.57 ac

Single Family Residence

Waterfront Homes, $600,000 to $1 Million

15 homes on the water

$899,900

40 Camellia Place

Moneta, VA, 24121

4 bd 4 ba 2,688 sqft 3.67 ac

Single Family Residence

$899,900

630 Forest Shores Road

Wirtz, VA, 24184

3 bd 3 ba 2,575 sqft 1.06 ac

Single Family Residence

$875,000

100 Bridgewater Pointe PL #403

Moneta, VA, 24121

4 bd 3 ba 2,323 sqft 0 ac

Condominium

$785,000

100 Bridgewater Pointe Place #401

Moneta, VA, 24121

4 bd 3 ba 2,172 sqft 0 ac

Condominium

$769,900

165 Sassafras Ct.

Moneta, VA, 24121

4 bd 3 ba 2,597 sqft 2.78 ac

Single Family Residence

$750,000

404 Heather Lane

Huddleston, VA, 24104

3 bd 3 ba 1,600 sqft 1.05 ac

Single Family Residence

$749,900

2409 Old Firetrail Road

Huddleston, VA, 24104

4 bd 3 ba 4,152 sqft 15 ac

Single Family Residence

$749,000

290 Dodee Lane

Union Hall, VA, 24176

3 bd 3 ba 2,000 sqft 1.8 ac

Single Family Residence

$724,000

14186 Booker T. Washington Highway

Moneta, VA, 24121

4 bd 2 ba 1,404 sqft 0 ac

Single Family Residence

$709,500

4015 White House Road

Moneta, VA, 24121

3 bd 2 ba 1,500 sqft 47.29 ac

Single Family Residence

$669,000

100 Bridgewater Pointe Place #201

Moneta, VA, 24121

4 bd 3 ba 2,172 sqft 0 ac

Condominium

$659,000

1028 Siesta Key

Moneta, VA, 24121

3 bd 3 ba 1,908 sqft 0 ac

Condominium

$649,900

23 Brookside Lane

Moneta, VA, 24121

3 bd 2 ba 1,375 sqft 0.55 ac

Single Family Residence

$639,900

115 Retreat Lane

Huddleston, VA, 24104

4 bd 4 ba 2,756 sqft 0.16 ac

Single Family Residence

$625,000

105 Fawn Haven Lane

Huddleston, VA, 24104

3 bd 3 ba 2,288 sqft 0.04 ac

Townhouse

Smith Mountain Lake Waterfront Under $600,000

22 homes on the water

$579,500

290 Silver Shadow

Hardy, VA, 24101

4 bd 4 ba 2,906 sqft 5 ac

Single Family Residence

$569,900

1250 Our Cove Road

Huddleston, VA, 24104

4 bd 4 ba 3,281 sqft 0.34 ac

Single Family Residence

$548,900

1 Woodlake Drive #16

Goodview, VA, 24095

3 bd 2 ba 1,421 sqft 4.48 ac

Single Family Residence

$540,000

25 Clubhouse Towers Circle #707

Moneta, VA, 24121

2 bd 2 ba 1,112 sqft 0.01 ac

Condominium

$499,000

66 Scarlet Street

Hardy, VA, 24101

3 bd 3 ba 2,738 sqft 0.09 ac

Townhouse

$479,900

101 Charmwoods Dr

Moneta, VA, 24121

3 bd 3 ba 2,464 sqft 0.94 ac

Single Family Residence

$479,900

15917 Moneta Road

Moneta, VA, 24121

3 bd 2 ba 1,955 sqft 3.2 ac

Single Family Residence

$475,000

200 Bay Shore Drive #115

Moneta, VA, 24121

2 bd 2 ba 1,230 sqft 0 ac

Condominium

$474,900

2554 Sandy Level Road

Goodview, VA, 24095

3 bd 3 ba 4,419 sqft 5.61 ac

Single Family Residence

$470,000

1222 8th Fairway Lane

Huddleston, VA, 24104

3 bd 3 ba 2,536 sqft 0.81 ac

Single Family Residence

$469,900

Scruggs Road

Moneta, VA, 24121

3 bd 3 ba 2,440 sqft 0.75 ac

Single Family Residence

$467,900

1063 Precinct

Huddleston, VA, 24104

1 bd 2 ba 1,120 sqft 0 ac

Single Family Residence

$465,000

95 Indian Point Dr

Hardy, VA, 24101

3 bd 2 ba 1,780 sqft 0.52 ac

Single Family Residence

$459,900

1052 8th Fairway Lane

Huddleston, VA, 24104

3 bd 3 ba 2,800 sqft 0.27 ac

Single Family Residence

$459,900

Rolling Road

Moneta, VA, 24121

3 bd 3 ba 2,440 sqft 0.61 ac

Single Family Residence

$459,900

1147 Hickory Cove Lane

Moneta, VA, 24121

5 bd 3 ba 2,496 sqft 1.4 ac

Single Family Residence

$457,900

83 Royal Tern St

Wirtz, VA, 24184

3 bd 3 ba 2,440 sqft 0.876 ac

Single Family Residence

$450,000

60 Old Barn Road

Moneta, VA, 24121

3 bd 3 ba 1,707 sqft 0.82 ac

Single Family Residence

$449,900

1273 Graves Harbor Trail #348

Huddleston, VA, 24104

2 bd 2 ba 1,074 sqft 0 ac

Condominium

$434,900

1273 Graves Harbor Trail #324

Huddleston, VA, 24104

2 bd 2 ba 1,132 sqft 0 ac

Condominium

$429,900

2249 Lipscomb Road

Moneta, VA, 24121

3 bd 2 ba 1,512 sqft 1.66 ac

Single Family Residence

$425,000

1273 Graves Harbor Trail #312

Huddleston, VA, 24104

2 bd 2 ba 1,050 sqft 0 ac

Condominium

Listing data from the regional MLS, refreshed regularly. Want pending and just-sold comps too? Ask us.

Living on the Water at Smith Mountain Lake

Smith Mountain Lake covers roughly 20,000 acres in the Roanoke region, giving owners room to boat, fish, and cruise for miles. Deep water frontage lets many homeowners keep a covered dock and a boat lift just steps from the back door, while quiet coves offer calm water for swimming and paddling. Mornings on a still cove and afternoons on the open channel are part of the same day here.

Buyers choose the lake for the mix of recreation and ease. The shoreline holds full time residences, weekend retreats, and seasonal escapes, and the surrounding towns of Moneta, Huddleston, and Hardy keep marinas, dining, and services close. For many owners, a waterfront home at Smith Mountain Lake becomes the gathering place for family and friends year round.

What to Know Before Buying Waterfront at Smith Mountain Lake

Not all waterfront is the same. Water depth at the dock matters for the size of boat you can keep, and it can change from one cove to the next, so it is worth confirming depth at the specific property rather than the general area. Main channel and big water lots offer long views and easy boating, while coves trade some of that openness for calmer, more private water.

The shoreline at Smith Mountain Lake is managed under an AEP shoreline program, which guides what owners can build and maintain at the water, including docks. Permitting and existing dock approvals can affect what you are buying, so plan to review them early. Working with a local specialist who knows the lake helps you read each listing in context and avoid surprises after closing.

Smith Mountain Lake Waterfront FAQs

How much do waterfront homes at Smith Mountain Lake cost?

Prices vary widely based on water depth, location on the lake, lot size, and the home itself. Main channel and deep water properties typically command more than shallow coves or homes set back from the shoreline. The listings on this page show current asking prices so you can compare real options.

What is the difference between main channel and cove waterfront?

Main channel and big water lots offer wide open views and direct access to the larger body of the lake, which many boaters prefer. Cove waterfront trades some of that openness for calmer, more sheltered water and added privacy. The right choice depends on how you plan to use the water.

What does AEP shoreline management mean for buyers?

The Smith Mountain Lake shoreline is managed under an AEP program that guides what can be built and maintained at the water, including docks. Existing dock permits and approvals transfer differently from property to property, so it is smart to review them during your search. A local agent can help you understand how the rules apply to a specific listing.

Is Smith Mountain Lake good for a second home or full time living?

Both are common at the lake. Many owners start with a weekend or seasonal retreat and later move to full time living, while others buy as a primary residence from the start. The surrounding towns provide year round services, dining, and marinas that support either choice.

How does The Realty Group help waterfront buyers?

We know Smith Mountain Lake and the way water depth, coves, and shoreline rules shape each property. We help you compare listings in context, arrange showings, and evaluate docks and frontage before you commit. Our goal is to match you with the right water, not just the right house.

Find your place on the water

Tell us how you want to use the lake and we will match you with the right water, dock, and home. The Realty Group has worked Smith Mountain Lake since 2005.

Start Your Waterfront Search