Luxury Smith Mountain Lake Waterfront Homes for Sale
The Realty Group has guided buyers across Central Virginia since 2005, with deep roots at Smith Mountain Lake. Below you will find current MLS waterfront listings on the lake, updated directly from the regional multiple listing service. Each property sits on the water, so you can compare docks, coves, and main channel locations in one place.
Premier Waterfront, $2 Million and Above
2 homes on the water
Luxury Waterfront, $1 Million to $2 Million
10 homes on the water
$1,999,000
16358 Moneta Road
Moneta, VA, 24121
Single Family Residence
$1,799,000
311 Morningwood Lane
Wirtz, VA, 24184
Single Family Residence
$1,775,000
174 Virginia Key Trail
Union Hall, VA, 24176
Single Family Residence
$1,595,000
172 Lakewatch Circle
Moneta, VA, 24121
Single Family Residence
$1,595,000
Circle
Moneta, VA, 24121
Single Family Residence
$1,475,000
194 Kings Way
Wirtz, VA, 24184
Single Family Residence
$1,337,500
1429 Longview Estates Drive
Goodview, VA, 24095
Single Family Residence
$1,325,000
1009 Guardian Circle
Huddleston, VA, 24104
Single Family Residence
$1,100,000
14431 Wyatts Way
Huddleston, VA, 24104
Single Family Residence
$1,100,000
194 Kings Way
Wirtz, VA, 24184
Single Family Residence
Waterfront Homes, $600,000 to $1 Million
11 homes on the water
$899,900
40 Camellia Place
Moneta, VA, 24121
Single Family Residence
$850,000
100 Bridgewater Pointe PL #403
Moneta, VA, 24121
Condominium
$734,900
2409 Old Firetrail Road
Huddleston, VA, 24104
Single Family Residence
$724,000
100 Bridgewater Pointe Place #401
Moneta, VA, 24121
Condominium
$719,900
290 Dodee Lane
Union Hall, VA, 24176
Single Family Residence
$709,500
4015 White House Road
Moneta, VA, 24121
Single Family Residence
$699,000
404 Heather Lane
Huddleston, VA, 24104
Single Family Residence
$654,000
100 Bridgewater Pointe Place #201
Moneta, VA, 24121
Condominium
$639,900
115 Retreat Lane
Huddleston, VA, 24104
Single Family Residence
$630,000
510 Camellia Place
Moneta, VA, 24121
Single Family Residence
$625,000
105 Fawn Haven Lane
Huddleston, VA, 24104
Townhouse
Smith Mountain Lake Waterfront Under $600,000
34 homes on the water
$599,900
23 Brookside Lane
Moneta, VA, 24121
Single Family Residence
$579,900
1014 Tall Tree Rd
Wirtz, VA, 24184
Single Family Residence
$570,000
290 Silver Shadow
Hardy, VA, 24101
Single Family Residence
$569,900
1250 Our Cove Road
Huddleston, VA, 24104
Single Family Residence
$559,950
295 S Pointe Shore Drive #102
Moneta, VA, 24121
Condominium
$559,900
335 S Pointe Shore Drive #303
Moneta, VA, 24121
Condominium
$548,900
1 Woodlake Drive #16
Goodview, VA, 24095
Single Family Residence
$540,000
25 Clubhouse Towers Circle #707
Moneta, VA, 24121
Condominium
$523,000
101 Spyglass Lane
Huddleston, VA, 24104
Single Family Residence
$500,000
875 Morewood Road
Hardy, VA, 24101
Single Family Residence
$499,999
375 Cambridge Court #B1
Hardy, VA, 24101
Townhouse
$499,000
2677 Tolers Ferry Rd
Huddleston, VA, 24104
Single Family Residence
$479,900
3 Pine Watch Circle
Moneta, VA, 24121
Single Family Residence
$479,800
Highland Lake Road
Union Hall, VA, 24176
Single Family Residence
$479,800
Cambridge Court
Hardy, VA, 24101
Single Family Residence
$475,000
66 Scarlet Street
Hardy, VA, 24101
Townhouse
$474,900
401 Harbor Ridge Drive
Goodview, VA, 24095
Townhouse
$472,500
2554 Sandy Level Road
Goodview, VA, 24095
Single Family Residence
$470,000
1222 8th Fairway Lane
Huddleston, VA, 24104
Single Family Residence
$469,900
101 Charmwoods Dr
Moneta, VA, 24121
Single Family Residence
$469,800
6358 Scruggs Road
Moneta, VA, 24121
Single Family Residence
$467,900
1063 Precinct
Huddleston, VA, 24104
Single Family Residence
$459,900
1052 8th Fairway Lane
Huddleston, VA, 24104
Single Family Residence
$459,800
Rolling Road
Moneta, VA, 24121
Single Family Residence
$456,700
83 Royal Tern St
Wirtz, VA, 24184
Single Family Residence
$450,000
60 Old Barn Road
Moneta, VA, 24121
Single Family Residence
$449,900
1273 Graves Harbor Trail #348
Huddleston, VA, 24104
Condominium
$447,500
95 Indian Point Dr
Hardy, VA, 24101
Single Family Residence
$435,000
100 Walton Drive
Moneta, VA, 24121
Single Family Residence
$434,900
1273 Graves Harbor Trail #324
Huddleston, VA, 24104
Condominium
$429,900
2249 Lipscomb Road
Moneta, VA, 24121
Single Family Residence
$429,900
1147 Hickory Cove Lane
Moneta, VA, 24121
Single Family Residence
$429,000
1113 Striper Court
Moneta, VA, 24121
Single Family Residence
$410,000
1273 Graves Harbor Trail #312
Huddleston, VA, 24104
Condominium
Listing data from the regional MLS, refreshed regularly. Want pending and just-sold comps too? Ask us.
Living on the Water at Smith Mountain Lake
Smith Mountain Lake covers roughly 20,000 acres in the Roanoke region, giving owners room to boat, fish, and cruise for miles. Deep water frontage lets many homeowners keep a covered dock and a boat lift just steps from the back door, while quiet coves offer calm water for swimming and paddling. Mornings on a still cove and afternoons on the open channel are part of the same day here.
Buyers choose the lake for the mix of recreation and ease. The shoreline holds full time residences, weekend retreats, and seasonal escapes, and the surrounding towns of Moneta, Huddleston, and Hardy keep marinas, dining, and services close. For many owners, a waterfront home at Smith Mountain Lake becomes the gathering place for family and friends year round.
What to Know Before Buying Waterfront at Smith Mountain Lake
Not all waterfront is the same. Water depth at the dock matters for the size of boat you can keep, and it can change from one cove to the next, so it is worth confirming depth at the specific property rather than the general area. Main channel and big water lots offer long views and easy boating, while coves trade some of that openness for calmer, more private water.
The shoreline at Smith Mountain Lake is managed under an AEP shoreline program, which guides what owners can build and maintain at the water, including docks. Permitting and existing dock approvals can affect what you are buying, so plan to review them early. Working with a local specialist who knows the lake helps you read each listing in context and avoid surprises after closing.
Smith Mountain Lake Waterfront FAQs
How much do waterfront homes at Smith Mountain Lake cost?
Prices vary widely based on water depth, location on the lake, lot size, and the home itself. Main channel and deep water properties typically command more than shallow coves or homes set back from the shoreline. The listings on this page show current asking prices so you can compare real options.
What is the difference between main channel and cove waterfront?
Main channel and big water lots offer wide open views and direct access to the larger body of the lake, which many boaters prefer. Cove waterfront trades some of that openness for calmer, more sheltered water and added privacy. The right choice depends on how you plan to use the water.
What does AEP shoreline management mean for buyers?
The Smith Mountain Lake shoreline is managed under an AEP program that guides what can be built and maintained at the water, including docks. Existing dock permits and approvals transfer differently from property to property, so it is smart to review them during your search. A local agent can help you understand how the rules apply to a specific listing.
Is Smith Mountain Lake good for a second home or full time living?
Both are common at the lake. Many owners start with a weekend or seasonal retreat and later move to full time living, while others buy as a primary residence from the start. The surrounding towns provide year round services, dining, and marinas that support either choice.
How does The Realty Group help waterfront buyers?
We know Smith Mountain Lake and the way water depth, coves, and shoreline rules shape each property. We help you compare listings in context, arrange showings, and evaluate docks and frontage before you commit. Our goal is to match you with the right water, not just the right house.
Find your place on the water
Tell us how you want to use the lake and we will match you with the right water, dock, and home. The Realty Group has worked Smith Mountain Lake since 2005.
Start Your Waterfront Search