Smith Mountain Lake Homes for Sale
Browse live MLS listings for Smith Mountain Lake homes, from waterfront retreats to comfortable off-water residences. The Realty Group has guided lake buyers with local expertise since 2005.
Lake Homes $1 Million and Above
12 homes for sale
$2,300,000
311 Anthony Home Road
Huddleston, VA, 24104
Single Family Residence
$2,200,000
16358 Moneta Road
Moneta, VA, 24121
Single Family Residence
$1,999,000
16358 Moneta Road
Moneta, VA, 24121
Single Family Residence
$1,799,000
311 Morningwood Lane
Wirtz, VA, 24184
Single Family Residence
$1,775,000
174 Virginia Key Trail
Union Hall, VA, 24176
Single Family Residence
$1,595,000
172 Lakewatch Circle
Moneta, VA, 24121
Single Family Residence
$1,595,000
Circle
Moneta, VA, 24121
Single Family Residence
$1,475,000
194 Kings Way
Wirtz, VA, 24184
Single Family Residence
$1,337,500
1429 Longview Estates Drive
Goodview, VA, 24095
Single Family Residence
$1,325,000
1009 Guardian Circle
Huddleston, VA, 24104
Single Family Residence
$1,100,000
14431 Wyatts Way
Huddleston, VA, 24104
Single Family Residence
$1,100,000
194 Kings Way
Wirtz, VA, 24184
Single Family Residence
Lake Homes $600,000 to $1 Million
11 homes for sale
$899,900
40 Camellia Place
Moneta, VA, 24121
Single Family Residence
$850,000
100 Bridgewater Pointe PL #403
Moneta, VA, 24121
Condominium
$734,900
2409 Old Firetrail Road
Huddleston, VA, 24104
Single Family Residence
$724,000
100 Bridgewater Pointe Place #401
Moneta, VA, 24121
Condominium
$719,900
290 Dodee Lane
Union Hall, VA, 24176
Single Family Residence
$709,500
4015 White House Road
Moneta, VA, 24121
Single Family Residence
$699,000
404 Heather Lane
Huddleston, VA, 24104
Single Family Residence
$654,000
100 Bridgewater Pointe Place #201
Moneta, VA, 24121
Condominium
$639,900
115 Retreat Lane
Huddleston, VA, 24104
Single Family Residence
$630,000
510 Camellia Place
Moneta, VA, 24121
Single Family Residence
$625,000
105 Fawn Haven Lane
Huddleston, VA, 24104
Townhouse
Lake Homes $350,000 to $600,000
44 homes for sale
$599,900
23 Brookside Lane
Moneta, VA, 24121
Single Family Residence
$579,900
1014 Tall Tree Rd
Wirtz, VA, 24184
Single Family Residence
$570,000
290 Silver Shadow
Hardy, VA, 24101
Single Family Residence
$569,900
1250 Our Cove Road
Huddleston, VA, 24104
Single Family Residence
$559,950
295 S Pointe Shore Drive #102
Moneta, VA, 24121
Condominium
$559,900
335 S Pointe Shore Drive #303
Moneta, VA, 24121
Condominium
$548,900
1 Woodlake Drive #16
Goodview, VA, 24095
Single Family Residence
$540,000
25 Clubhouse Towers Circle #707
Moneta, VA, 24121
Condominium
$523,000
101 Spyglass Lane
Huddleston, VA, 24104
Single Family Residence
$500,000
875 Morewood Road
Hardy, VA, 24101
Single Family Residence
$499,999
375 Cambridge Court #B1
Hardy, VA, 24101
Townhouse
$499,000
2677 Tolers Ferry Rd
Huddleston, VA, 24104
Single Family Residence
$479,900
3 Pine Watch Circle
Moneta, VA, 24121
Single Family Residence
$479,800
Highland Lake Road
Union Hall, VA, 24176
Single Family Residence
$479,800
Cambridge Court
Hardy, VA, 24101
Single Family Residence
$475,000
66 Scarlet Street
Hardy, VA, 24101
Townhouse
$474,900
401 Harbor Ridge Drive
Goodview, VA, 24095
Townhouse
$472,500
2554 Sandy Level Road
Goodview, VA, 24095
Single Family Residence
$470,000
1222 8th Fairway Lane
Huddleston, VA, 24104
Single Family Residence
$469,900
101 Charmwoods Dr
Moneta, VA, 24121
Single Family Residence
$469,800
6358 Scruggs Road
Moneta, VA, 24121
Single Family Residence
$467,900
1063 Precinct
Huddleston, VA, 24104
Single Family Residence
$459,900
1052 8th Fairway Lane
Huddleston, VA, 24104
Single Family Residence
$459,800
Rolling Road
Moneta, VA, 24121
Single Family Residence
$456,700
83 Royal Tern St
Wirtz, VA, 24184
Single Family Residence
$450,000
60 Old Barn Road
Moneta, VA, 24121
Single Family Residence
$449,900
1273 Graves Harbor Trail #348
Huddleston, VA, 24104
Condominium
$447,500
95 Indian Point Dr
Hardy, VA, 24101
Single Family Residence
$435,000
100 Walton Drive
Moneta, VA, 24121
Single Family Residence
$434,900
1273 Graves Harbor Trail #324
Huddleston, VA, 24104
Condominium
$429,900
2249 Lipscomb Road
Moneta, VA, 24121
Single Family Residence
$429,900
1147 Hickory Cove Lane
Moneta, VA, 24121
Single Family Residence
$429,000
1113 Striper Court
Moneta, VA, 24121
Single Family Residence
$410,000
1273 Graves Harbor Trail #312
Huddleston, VA, 24104
Condominium
$399,000
2266 Smith Mountain Lake Parkway
Huddleston, VA, 24104
Multi Family
$389,800
132 Blue Heron Drive
Wirtz, VA, 24184
Single Family Residence
$379,950
1842 Thomasson Lane
Goodview, VA, 24095
Single Family Residence
$379,900
2210 Isle of Pines Drive
Moneta, VA, 24121
Single Family Residence
$374,900
1093 Cranberry Court
Moneta, VA, 24121
Single Family Residence
$374,900
120 Sailors Cove Drive #1308
Moneta, VA, 24121
Condominium
$369,900
109 Tosh Lane
Goodview, VA, 24095
Single Family Residence
$359,800
Cherrywood Lane
Moneta, VA, 24121
Single Family Residence
$359,000
1316 DUDLEY Road
Moneta, VA, 24121
Single Family Residence
$358,800
1789 Hickory Cove Ln
Moneta, VA, 24121
Single Family Residence
Lake Homes Under $350,000
19 homes for sale
$335,000
3959 Diamond Hill Road
Moneta, VA, 24121
Single Family Residence
$329,900
6223 Joppa Mill Rd
Moneta, VA, 24121
Manufactured Home,Single Family Residence
$324,900
2288 Smith Mountain Lake Parkway
Huddleston, VA, 24104
Single Family Residence
$319,900
1488 Hickory Cove Lane
Moneta, VA, 24121
Single Family Residence
$319,800
Gap Bridge Road
Moneta, VA, 24121
Single Family Residence
$319,800
Allendale Drive
Moneta, VA, 24121
Single Family Residence
$319,800
307 Lake Park Drive
Union Hall, VA, 24176
Single Family Residence
$319,800
Hickory Cove Lane
Moneta, VA, 24121
Single Family Residence
$315,000
1243 Thornbird Place
Huddleston, VA, 24104
Single Family Residence
$299,999
1088 Piney Grove School Road
Moneta, VA, 24121
Single Family Residence
$299,000
1228 Clover Creek Rd
Huddleston, VA, 24104
Single Family Residence
$295,000
1148 Huddle Hills Path
Huddleston, VA, 24104
Single Family Residence
$289,800
457 Lake Park Drive
Union Hall, VA, 24176
Single Family Residence
$259,900
5089 Crab Orchard Road
Huddleston, VA, 24104
Single Family Residence
$225,000
2213 Fancy Grove Road
Huddleston, VA, 24104
Single Family Residence
$174,900
105 Whisperridge Ct
Moneta, VA, 24121
Manufactured Home,Single Family Residence
$153,500
1273 Graves Harbor Trail #3301
Huddleston, VA, 24104
Condominium
$149,500
1273 Graves Harbor Trail #3203
Huddleston, VA, 24104
Condominium
$133,900
1245 Graves Harbor Trail #2103
Huddleston, VA, 24104
Condominium
Listing data from the regional MLS, refreshed regularly. Want pending and just-sold comps too? Ask us.
Life on Smith Mountain Lake
Smith Mountain Lake covers roughly 20,000 acres with about 500 miles of shoreline managed by AEP, giving owners room to boat, fish, and cruise for miles. Residents split their time between quiet coves and the open main channel, and marinas keep fuel, dining, and services close. The mix of recreation and small-town ease is what brings most buyers to the lake.
The lake region spans the towns of Moneta, Huddleston, Hardy, Wirtz, Union Hall, and Goodview, each with its own character. You will find full-time residences, weekend retreats, and seasonal escapes along the water and in the rolling country just off it. Seasonal events and lakeside restaurants give the area a tight-knit, year-round community feel.
Buying a Home at Smith Mountain Lake
Decide early what matters most, whether that is deep water for a larger boat, a calm cove, or an off-water home with lake access nearby. Water depth and shoreline can change from one cove to the next, so it is worth confirming details at the specific property rather than the general area. A local agent who knows the lake helps you read each listing in context.
The shoreline is managed under an AEP program that guides what owners can build and maintain at the water, including docks. Existing dock permits and approvals transfer differently from property to property, so plan to review them during your search. Our team can connect you with lenders and inspectors who understand lake and second-home purchases.
Smith Mountain Lake FAQs
What kinds of homes are for sale at Smith Mountain Lake?
You will find waterfront homes with docks, off-water homes with lake access, cottages, and full-size family residences across the lake towns. Options range from weekend retreats to year-round homes, in styles from rustic to modern.
Do I need a dock permit at Smith Mountain Lake?
Docks and shoreline structures fall under the AEP shoreline management program, which requires permits and approvals. When you buy, the existing dock approvals transfer with the property, so it is smart to review them before closing. We can help you understand how the rules apply to a specific listing.
What is the difference between waterfront and off-water homes?
Waterfront homes sit directly on the lake, often with a dock and boat lift, and carry the strongest demand. Off-water homes in the lake towns cost less and still put you minutes from marinas and public access. The right choice depends on how you plan to use the water.
Is Smith Mountain Lake good for retirement or a second home?
Both are common at the lake. Many owners start with a weekend or seasonal place and later move to full-time living, while others buy as a primary residence from the start. Healthcare and services are accessible in nearby Bedford, Moneta, and Roanoke.
How does The Realty Group help lake buyers?
We know how water depth, coves, and shoreline rules shape each property, and we help you compare listings in context. We arrange showings, evaluate docks and frontage, and guide lake-specific financing and inspections. Our goal is to match you with the right water and home.
Find your place on the lake
Tell us how you want to use Smith Mountain Lake and we will match you with the right water, dock, and home. The Realty Group has worked the lake since 2005.
Start Your Lake Search