Smith Mountain Lake

Smith Mountain Lake Homes for Sale

Browse live MLS listings for Smith Mountain Lake homes, from waterfront retreats to comfortable off-water residences. The Realty Group has guided lake buyers with local expertise since 2005.

View 82 Homes for Sale Talk to a Local Agent

Lake Homes $1 Million and Above

11 homes for sale

$2,300,000

311 Anthony Home Road

Huddleston, VA, 24104

4 bd 4 ba 2,675 sqft 2.25 ac

Single Family Residence

$2,200,000

16358 Moneta Road

Moneta, VA, 24121

5 bd 4 ba 3,405 sqft 1.58 ac

Single Family Residence

$1,975,000

311 Morningwood Lane

Wirtz, VA, 24184

5 bd 5 ba 4,973 sqft 0.86 ac

Single Family Residence

$1,775,000

174 Virginia Key Trail

Union Hall, VA, 24176

4 bd 5 ba 5,240 sqft 0.81 ac

Single Family Residence

$1,770,000

639 Compass Cove Circle

Moneta, VA, 24121

5 bd 4 ba 3,922 sqft 1.21 ac

Single Family Residence

$1,595,000

172 Lakewatch Circle

Moneta, VA, 24121

4 bd 5 ba 4,400 sqft 0.71 ac

Single Family Residence

$1,495,000

1193 Rebel Lane

Goodview, VA, 24095

3 bd 4 ba 3,594 sqft 0.64 ac

Single Family Residence

$1,409,000

1009 Guardian Circle

Huddleston, VA, 24104

4 bd 4 ba 2,840 sqft 1.64 ac

Single Family Residence

$1,367,500

1429 Longview Estates Drive

Goodview, VA, 24095

5 bd 4 ba 3,780 sqft 0.93 ac

Single Family Residence

$1,100,000

14431 Wyatts Way

Huddleston, VA, 24104

4 bd 3 ba 3,915 sqft 10 ac

Single Family Residence

$1,100,000

194 Kings Way

Wirtz, VA, 24184

4 bd 3 ba 3,022 sqft 0.57 ac

Single Family Residence

Lake Homes $600,000 to $1 Million

15 homes for sale

$899,900

40 Camellia Place

Moneta, VA, 24121

4 bd 4 ba 2,688 sqft 3.67 ac

Single Family Residence

$899,900

630 Forest Shores Road

Wirtz, VA, 24184

3 bd 3 ba 2,575 sqft 1.06 ac

Single Family Residence

$875,000

100 Bridgewater Pointe PL #403

Moneta, VA, 24121

4 bd 3 ba 2,323 sqft 0 ac

Condominium

$785,000

100 Bridgewater Pointe Place #401

Moneta, VA, 24121

4 bd 3 ba 2,172 sqft 0 ac

Condominium

$769,900

165 Sassafras Ct.

Moneta, VA, 24121

4 bd 3 ba 2,597 sqft 2.78 ac

Single Family Residence

$750,000

404 Heather Lane

Huddleston, VA, 24104

3 bd 3 ba 1,600 sqft 1.05 ac

Single Family Residence

$749,900

2409 Old Firetrail Road

Huddleston, VA, 24104

4 bd 3 ba 4,152 sqft 15 ac

Single Family Residence

$749,000

290 Dodee Lane

Union Hall, VA, 24176

3 bd 3 ba 2,000 sqft 1.8 ac

Single Family Residence

$724,000

14186 Booker T. Washington Highway

Moneta, VA, 24121

4 bd 2 ba 1,404 sqft 0 ac

Single Family Residence

$709,500

4015 White House Road

Moneta, VA, 24121

3 bd 2 ba 1,500 sqft 47.29 ac

Single Family Residence

$669,000

100 Bridgewater Pointe Place #201

Moneta, VA, 24121

4 bd 3 ba 2,172 sqft 0 ac

Condominium

$659,000

1028 Siesta Key

Moneta, VA, 24121

3 bd 3 ba 1,908 sqft 0 ac

Condominium

$649,900

23 Brookside Lane

Moneta, VA, 24121

3 bd 2 ba 1,375 sqft 0.55 ac

Single Family Residence

$639,900

115 Retreat Lane

Huddleston, VA, 24104

4 bd 4 ba 2,756 sqft 0.16 ac

Single Family Residence

$625,000

105 Fawn Haven Lane

Huddleston, VA, 24104

3 bd 3 ba 2,288 sqft 0.04 ac

Townhouse

Lake Homes $350,000 to $600,000

33 homes for sale

$579,500

290 Silver Shadow

Hardy, VA, 24101

4 bd 4 ba 2,906 sqft 5 ac

Single Family Residence

$569,900

1250 Our Cove Road

Huddleston, VA, 24104

4 bd 4 ba 3,281 sqft 0.34 ac

Single Family Residence

$548,900

1 Woodlake Drive #16

Goodview, VA, 24095

3 bd 2 ba 1,421 sqft 4.48 ac

Single Family Residence

$540,000

25 Clubhouse Towers Circle #707

Moneta, VA, 24121

2 bd 2 ba 1,112 sqft 0.01 ac

Condominium

$499,000

66 Scarlet Street

Hardy, VA, 24101

3 bd 3 ba 2,738 sqft 0.09 ac

Townhouse

$479,900

101 Charmwoods Dr

Moneta, VA, 24121

3 bd 3 ba 2,464 sqft 0.94 ac

Single Family Residence

$479,900

15917 Moneta Road

Moneta, VA, 24121

3 bd 2 ba 1,955 sqft 3.2 ac

Single Family Residence

$475,000

200 Bay Shore Drive #115

Moneta, VA, 24121

2 bd 2 ba 1,230 sqft 0 ac

Condominium

$474,900

2554 Sandy Level Road

Goodview, VA, 24095

3 bd 3 ba 4,419 sqft 5.61 ac

Single Family Residence

$470,000

1222 8th Fairway Lane

Huddleston, VA, 24104

3 bd 3 ba 2,536 sqft 0.81 ac

Single Family Residence

$469,900

Scruggs Road

Moneta, VA, 24121

3 bd 3 ba 2,440 sqft 0.75 ac

Single Family Residence

$467,900

1063 Precinct

Huddleston, VA, 24104

1 bd 2 ba 1,120 sqft 0 ac

Single Family Residence

$465,000

95 Indian Point Dr

Hardy, VA, 24101

3 bd 2 ba 1,780 sqft 0.52 ac

Single Family Residence

$459,900

1052 8th Fairway Lane

Huddleston, VA, 24104

3 bd 3 ba 2,800 sqft 0.27 ac

Single Family Residence

$459,900

Rolling Road

Moneta, VA, 24121

3 bd 3 ba 2,440 sqft 0.61 ac

Single Family Residence

$459,900

1147 Hickory Cove Lane

Moneta, VA, 24121

5 bd 3 ba 2,496 sqft 1.4 ac

Single Family Residence

$457,900

83 Royal Tern St

Wirtz, VA, 24184

3 bd 3 ba 2,440 sqft 0.876 ac

Single Family Residence

$450,000

60 Old Barn Road

Moneta, VA, 24121

3 bd 3 ba 1,707 sqft 0.82 ac

Single Family Residence

$449,900

1273 Graves Harbor Trail #348

Huddleston, VA, 24104

2 bd 2 ba 1,074 sqft 0 ac

Condominium

$434,900

1273 Graves Harbor Trail #324

Huddleston, VA, 24104

2 bd 2 ba 1,132 sqft 0 ac

Condominium

$429,900

2249 Lipscomb Road

Moneta, VA, 24121

3 bd 2 ba 1,512 sqft 1.66 ac

Single Family Residence

$425,000

1273 Graves Harbor Trail #312

Huddleston, VA, 24104

2 bd 2 ba 1,050 sqft 0 ac

Condominium

$399,000

2266 Smith Mountain Lake Parkway

Huddleston, VA, 24104

4 bd 4 ba 2,284 sqft 1.12 ac

Multi Family

$389,900

Scruggs Road

Moneta, VA, 24121

3 bd 2 ba 1,421 sqft 0.78 ac

Single Family Residence

$389,900

2210 Isle of Pines Drive

Moneta, VA, 24121

3 bd 2 ba 1,990 sqft 1 ac

Single Family Residence

$389,900

56 Shearwater Drive

Wirtz, VA, 24184

3 bd 2 ba 1,500 sqft 1.04 ac

Single Family Residence

$376,000

120 Sailors Cove Drive #1308

Moneta, VA, 24121

1 bd 1 ba 675 sqft 0 ac

Condominium

$375,000

109 Tosh Lane

Goodview, VA, 24095

3 bd 2 ba 1,780 sqft 0.97 ac

Single Family Residence

$375,000

1316 DUDLEY Road

Moneta, VA, 24121

3 bd 3 ba 2,802 sqft 6.5 ac

Single Family Residence

$359,900

1805 Hickory Cove Ln

Moneta, VA, 24121

3 bd 2 ba 1,421 sqft 0.87 ac

Single Family Residence

$359,000

1681 Diamond Hill Road

Moneta, VA, 24121

3 bd 3 ba 1,716 sqft 1.16 ac

Single Family Residence

$354,900

2305 Smith Mountain Lake Parkway

Huddleston, VA, 24104

3 bd 3 ba 2,300 sqft 1.02 ac

Single Family Residence

$350,000

3959 Diamond Hill Road

Moneta, VA, 24121

3 bd 2 ba 1,776 sqft 1.002 ac

Single Family Residence

Lake Homes Under $350,000

23 homes for sale

$329,900

6223 Joppa Mill Rd

Moneta, VA, 24121

3 bd 2 ba 1,386 sqft 2.11 ac

Manufactured Home,Single Family Residence

$325,000

193 Simmons Creek Road

Union Hall, VA, 24176

3 bd 3 ba 2,150 sqft 1.49 ac

Single Family Residence

$324,999

1088 Piney Grove School Road

Moneta, VA, 24121

3 bd 3 ba 1,363 sqft 1.58 ac

Single Family Residence

$324,900

2288 Smith Mountain Lake Parkway

Huddleston, VA, 24104

3 bd 2 ba 1,620 sqft 1.18 ac

Single Family Residence

$319,900

Allendale Drive

Moneta, VA, 24121

3 bd 2 ba 1,407 sqft 0.62 ac

Single Family Residence

$319,900

Gap Bridge Road

Moneta, VA, 24121

3 bd 2 ba 1,445 sqft 1.06 ac

Single Family Residence

$319,900

1488 Hickory Cove Lane

Moneta, VA, 24121

3 bd 2 ba 1,407 sqft 1.58 ac

Single Family Residence

$312,000

76 Fairway Oaks Drive

Hardy, VA, 24101

2 bd 2 ba 1,275 sqft 0.11 ac

Townhouse

$298,000

1228 Clover Creek Rd

Huddleston, VA, 24104

3 bd 1 ba 970 sqft 2 ac

Single Family Residence

$289,900

501 Lake Park Drive

Union Hall, VA, 24176

3 bd 2 ba 960 sqft 0.58 ac

Single Family Residence

$265,000

384 Novelty Road

Union Hall, VA, 24176

2 bd 1 ba 1,184 sqft 1 ac

Single Family Residence

$259,900

5089 Crab Orchard Road

Huddleston, VA, 24104

3 bd 2 ba 1,336 sqft 0.96 ac

Single Family Residence

$250,000

2213 Fancy Grove Road

Huddleston, VA, 24104

2 bd 2 ba 1,764 sqft 5 ac

Single Family Residence

$199,900

13384 Hardy Road

Hardy, VA, 24101

1 bd 1 ba 1,050 sqft 10.31 ac

Single Family Residence

$192,999

1214 Hawks Nest Lane

Moneta, VA, 24121

3 bd 2 ba 1,344 sqft 1.56 ac

Manufactured Home,Single Family Residence

$179,900

105 Whisperridge Court

Moneta, VA, 24121

2 bd 1 ba 896 sqft 2.81 ac

Manufactured Home,Single Family Residence

$169,900

5334 Smith Mountain Lake Parkway

Huddleston, VA, 24104

3 bd 2 ba 1,064 sqft 1.84 ac

Manufactured Home,Single Family Residence

$153,500

1273 Graves Harbor Trail #3301

Huddleston, VA, 24104

1 bd 1 ba 290 sqft 0 ac

Condominium

$149,500

1273 Graves Harbor Trail #3203

Huddleston, VA, 24104

1 bd 1 ba 300 sqft 0 ac

Condominium

$147,500

1273 Graves Harbor Trail #3403

Huddleston, VA, 24104

1 bd 1 ba 275 sqft 0 ac

Condominium

$134,900

1245 Graves Harbor Trail #2101

Huddleston, VA, 24104

1 bd 1 ba 270 sqft 0 ac

Condominium

$133,900

1245 Graves Harbor Trail #2103

Huddleston, VA, 24104

1 bd 1 ba 300 sqft 0 ac

Condominium

$49,900

1240 Deepwoods Rd

Hardy, VA, 24101

2 bd 1 ba 816 sqft 2.525 ac

Manufactured Home,Single Family Residence

Listing data from the regional MLS, refreshed regularly. Want pending and just-sold comps too? Ask us.

Life on Smith Mountain Lake

Smith Mountain Lake covers roughly 20,000 acres with about 500 miles of shoreline managed by AEP, giving owners room to boat, fish, and cruise for miles. Residents split their time between quiet coves and the open main channel, and marinas keep fuel, dining, and services close. The mix of recreation and small-town ease is what brings most buyers to the lake.

The lake region spans the towns of Moneta, Huddleston, Hardy, Wirtz, Union Hall, and Goodview, each with its own character. You will find full-time residences, weekend retreats, and seasonal escapes along the water and in the rolling country just off it. Seasonal events and lakeside restaurants give the area a tight-knit, year-round community feel.

Buying a Home at Smith Mountain Lake

Decide early what matters most, whether that is deep water for a larger boat, a calm cove, or an off-water home with lake access nearby. Water depth and shoreline can change from one cove to the next, so it is worth confirming details at the specific property rather than the general area. A local agent who knows the lake helps you read each listing in context.

The shoreline is managed under an AEP program that guides what owners can build and maintain at the water, including docks. Existing dock permits and approvals transfer differently from property to property, so plan to review them during your search. Our team can connect you with lenders and inspectors who understand lake and second-home purchases.

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Smith Mountain Lake FAQs

What kinds of homes are for sale at Smith Mountain Lake?

You will find waterfront homes with docks, off-water homes with lake access, cottages, and full-size family residences across the lake towns. Options range from weekend retreats to year-round homes, in styles from rustic to modern.

Do I need a dock permit at Smith Mountain Lake?

Docks and shoreline structures fall under the AEP shoreline management program, which requires permits and approvals. When you buy, the existing dock approvals transfer with the property, so it is smart to review them before closing. We can help you understand how the rules apply to a specific listing.

What is the difference between waterfront and off-water homes?

Waterfront homes sit directly on the lake, often with a dock and boat lift, and carry the strongest demand. Off-water homes in the lake towns cost less and still put you minutes from marinas and public access. The right choice depends on how you plan to use the water.

Is Smith Mountain Lake good for retirement or a second home?

Both are common at the lake. Many owners start with a weekend or seasonal place and later move to full-time living, while others buy as a primary residence from the start. Healthcare and services are accessible in nearby Bedford, Moneta, and Roanoke.

How does The Realty Group help lake buyers?

We know how water depth, coves, and shoreline rules shape each property, and we help you compare listings in context. We arrange showings, evaluate docks and frontage, and guide lake-specific financing and inspections. Our goal is to match you with the right water and home.

Find your place on the lake

Tell us how you want to use Smith Mountain Lake and we will match you with the right water, dock, and home. The Realty Group has worked the lake since 2005.

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