High Point community at Smith Mountain Lake, Virginia
Smith Mountain LakeSmith Mountain Lake Community

High Point

Community Boat-Ramp Lake Living

What is High Point at Smith Mountain Lake?

High Point is a residential lake community in Moneta, Virginia, on the Bedford County side of Smith Mountain Lake, off South Hickory Hill Drive. Governed by the High Point Property Owners Association, it offers a community boat ramp with lake access for owners and guests, central water service, and site-built single-family homes and buildable lots, and it permits short-term rentals on a weekly basis.

High Point is an established residential community on the Bedford County shore of Smith Mountain Lake in Moneta, laid out across several sections of waterfront and interior lots off South Hickory Hill Drive. It is governed by the High Point Property Owners Association under Virginia's Property Owners' Act, with POA dues and a clear set of covenants that keep the neighborhood consistent: homes must be site-built single-family residences, with mobile, manufactured, and modular construction not permitted. The community's centerpiece is its boat ramp and Association dock, which give members and their guests direct access to the lake for boating and swimming, with permit access managed by the POA. Practical infrastructure sets High Point apart from many lake subdivisions: lots connect to central water through the Bedford Regional Water Authority rather than private wells, paired with private septic approved by the Bedford County Health Department. Quiet 25 mile-per-hour streets make it walkable and family-friendly, and short-term rentals are allowed on a weekly basis under the Association's Short-Term Rental Handbook, making High Point a fit for full-time residents, second-home owners, and investors alike.

Updated July 2026

Amenities & Features

Community Boat Ramp & Lake Access
Association Dock
Central Water (Bedford Regional Water Authority)
Quiet 25 MPH Residential Streets
Short-Term Rentals Allowed (Weekly)
Property Owners Association

Housing Options

Site-Built Single-Family HomesWaterfront LotsInterior Building Lots
What Sets It Apart

Community boat-ramp lake access with a POA and weekly short-term rentals allowed

Key Details

Units / Lots
Single-family homes & buildable lots
Housing Types
Site-Built Single-Family Homes, Waterfront Lots, Interior Building Lots
Location
Smith Mountain Lake, Virginia
Buyer Questions

High Point FAQs

Where is High Point at Smith Mountain Lake?

High Point is in Moneta, Virginia, on the Bedford County side of Smith Mountain Lake, off South Hickory Hill Drive. It is a residential subdivision governed by the High Point Property Owners Association under Virginia's Property Owners' Act.

Does High Point have a boat ramp and lake access?

Yes. High Point has a community boat ramp and Association dock that give members and their guests direct lake access for boating and swimming. Access is managed by the POA with a permit and gate code, and it is reserved for owners and guests rather than short-term renters.

Does High Point allow short-term rentals?

Yes. Short-term rentals are allowed at High Point, limited to one rental per seven-day period, so effectively a weekly minimum. Owners and renters follow the Association's Short-Term Rental Handbook and registration process.

What utilities and home types are allowed at High Point?

High Point lots connect to central water through the Bedford Regional Water Authority rather than private wells, with private septic approved by the Bedford County Health Department. Homes must be site-built single-family residences; mobile, manufactured, and modular homes are not permitted.

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